vsStuut
Both do the work. Modern does it on any ERP.
Stuut is an AI coworker for order-to-cash, built for companies with $100M or more in revenue on SAP, Oracle, NetSuite, Dynamics and Sage. Modern does the same work on any ERP, Xero and MYOB included, approval first.
Modern vs Stuut: the key differences
| Feature | | Stuut |
|---|---|---|
| Company size |  Growing teams to enterprise AR | ×Built for $100M+ revenue |
| ERPs supported | Any ERP: Xero, MYOB, NetSuite, SAP, Pronto | SAP, Oracle, NetSuite, Dynamics, Sage |
| Xero, MYOB and Pronto | Works with all three | ×Not listed on its site |
| Go-live and setup fee | Live in days, no setup fee | Live in 3 to 5 days, no setup fee |
| AI collections | Email, phone and SMS, any language | Email, SMS and AI voice |
| Cash application | Lump sums, short-pays, no remittance | Says 95% handled automatically |
| Disputes and deductions | Gathers paperwork, builds the case | Matched to contracts, BOLs and PODs |
| Customer AP portals | Any portal, learned as it navigates | Logs into customer portals |
| Markets served | Global | ×Based in NYC, no AU office listed |
| Own payment page | Payment portal and pay links | ACH and card, hosted page |
| Knowledge you can read | Its reasoning and SOPs, open to read | ×Action log; no SOPs shown |
| Backing and proof | Leading investors, incl. Y Combinator | 150+ companies, $52.5M Series B |
Stuut is built for the largest enterprises. Modern does the same work for any team, on any ERP.
Stuut details from stuut.ai product, FAQ and partnership pages and its October 2026 Series B post, checked 8 Nov 2026.
Any ERP, from Xero to SAP
Stuut lists SAP, Oracle, NetSuite, Dynamics and Sage. Modern works with any ERP: Xero, MYOB, Pronto, SAP Business One and the rest. Nothing to rip out.
Every portal, every language
Modern chases by email, phone and SMS in any language, and works each customer AP portal, learning it as it navigates. Every promise and dispute is logged.
A pilot first, an engineer alongside
Start with a 3-month pilot run with a forward deployed engineer, then a 12-month agreement. No setup fee, no cut of collections, and you approve first.
Live in days. DSO moving by day 90.
How a Modern pilot plays out
Step 1: Week 1
Your ERP connected, whichever you run, open invoices imported and your rules set with your forward deployed engineer.
Step 2: Day 7 to 30
Chasing live by email, phone and SMS with approvals on, payments matching to invoices, and a DSO baseline set.
Step 3: Day 60
Lower-risk accounts run on their own, disputes arrive with the case built, and aging trends down.
Step 4: Day 90
DSO measured against the baseline as the pilot ends. Then decide on the 12-month agreement.
Keep exploring
Collections
Governed outreach that gets invoices paid.
Cash application
AI payment and remittance matching.
Accounts receivable software pricing: what AR automation costs in 2026
Accounts receivable software pricing compared: list prices for Chaser, Paidnice, Tabs and more, what drives cost, and fees to check before you sign.
Value calculator
Estimate the cash Modern could free up and what it's worth in Year 1.
Modern vs Upflow
Any ERP and AP portal, with the work done for you.
Modern vs Tabs
Tabs sends the invoice. Modern collects on it.
FAQs
Frequently
Asked Questions
Can’t find what you’re looking for? Send us a message and a person on the team will answer.
Stuut is a New York company that sells an AI coworker for order-to-cash. Its agents run collections by email, SMS and voice, cash application, disputes and deductions, payments and order management, with credit coming soon. It raised a $52.5 million Series B led by Insight Partners in October 2026 and says more than 150 companies use it.
Large B2B companies. Stuut says it is built for companies with $100 million or more in annual revenue and complex receivables, such as many entities, high invoice volume or payments through third parties. Its FAQs name SAP, Oracle, NetSuite, Microsoft Dynamics and Sage as its ERP integrations.
We found no mention of Xero, MYOB or Pronto on Stuut's site when we checked in November 2026. Its FAQs name SAP, Oracle, NetSuite, Microsoft Dynamics and Sage, and its homepage also shows QuickBooks and ServiceTitan. Modern works with any ERP, including Xero, MYOB, Pronto and SAP Business One.
Stuut doesn't publish prices, and its pricing page leads to a demo request. It says it prices per AI agent, quoted on transaction volume, entity count and ERP complexity, with no implementation or professional services fees. Its Shield data privacy add-on costs 10% (Standard) or 20% (bring your own key) on top of the platform fee.
Modern is priced on your business volume, with no setup fee and no cut of what you collect. You start with a 3-month pilot, guided by a forward deployed engineer, then move to a 12-month agreement. Book a demo for a quote against your AR aging.
On scale and breadth. Stuut has more than 150 customers, Fortune 500 companies among them, and an order management agent alongside its collections, cash application and payments agents. A US enterprise on SAP or Oracle that wants all of that from one vendor should look hard at Stuut.
We found no Australian office or Australian ERPs on Stuut's site, which says it is based in NYC. Modern works with teams worldwide, Australia included, on whichever ERP they run, from Xero and MYOB to Pronto.
In pilots, Modern collected over 40% more cash, cut DSO by over 42% on average and saved about 29 hours a month. These are pilot results, and yours depend on your book. Book a demo and we'll map where your DSO could land in 90 days.
Your data is encrypted and never sold. We use it only to run your AR workflows and improve results for your account. Our data governance policies strictly prohibit using it for anything other than serving you.
Get started
Manual AR bleeds cash one invoice at a time
Show us your AR aging in a demo, and we'll map where your DSO lands in 90 days.
See what Modern takes over from day one- Live in days, with cash flowing
- Nothing to rip out