# Modern > Modern is the AI accounts receivable coworker for order-to-cash. It works every customer and invoice (collections, cash application, payments, disputes and deductions) inside your ERP and controls, so finance teams turn more of their booked revenue into cash, and runs any scheduled or triggered finance job across your connected apps, with approvals and a full audit trail. Live in days, with cash flowing. Modern is operated by Modern Technologies, Inc. The website is https://www.getmodern.ai. The full text of every platform page, comparison and FAQ is at https://www.getmodern.ai/llms-full.txt. ## Key facts - Category: AI accounts receivable (AR) and order-to-cash automation for finance teams. - What it does: works every open account (prioritizes, calls, emails and texts customers, submits invoices to AP portals, applies cash, resolves disputes and deductions, and offers card and ACH payment options) inside the customer's ERP and controls. - Controls: Modern checks with a person before it tries anything new, and every action is recorded in an audit log. - Implementation: live in days, with cash flowing. Nothing is ripped out; it connects to existing ERPs, CRMs, banks and payment systems. - Security: Modern Vault tokenizes and encrypts sensitive PII in an isolated store, with bring-your-own-key (BYOK) support; AES-256 encryption, SSO/SAML and GDPR support, a 99.9% uptime SLA, and a SOC 2 audit in progress. - Automations: describe any finance job in plain English (bills, bank reconciliation, intercompany, month-end packs, payroll checks, billing) and Modern runs it on a schedule or a trigger across connected apps, with approvals and a run history. Free to sign up. - Pricing: scales with business volume. Book a demo for a quote. ## Platform - [Automations](https://www.getmodern.ai/automations/): Any finance job, on a schedule or a trigger. - [Collections](https://www.getmodern.ai/collections/): Governed outreach that gets invoices paid. - [Cash application](https://www.getmodern.ai/cash-application/): AI payment and remittance matching. - [Payments](https://www.getmodern.ai/payments/): More ways to pay, so cash lands sooner. - [Disputes & deductions](https://www.getmodern.ai/disputes-and-deductions/): Deductions resolved with a complete audit trail. - [Security](https://www.getmodern.ai/security/): Encrypted end to end, under your keys. ## Tools - [Value calculator](https://www.getmodern.ai/value-calculator/): Estimate the cash Modern could free up and what it's worth in Year 1. - [Integrations](https://www.getmodern.ai/integrations/): Connect your ERP, banks and payment rails. - [Stack audit](https://www.getmodern.ai/stack-audit/): See what your finance add-ons cost and which Modern automations replace them. - [Replace your stack](https://www.getmodern.ai/replace/): Swap credit control, bill capture, reporting and workflow add-ons for Modern automations. ## Integrations Modern connects to the ERP, banks and payment rails a finance team already runs, and to custom or homegrown systems through APIs, SFTP and flat files. Directory: https://www.getmodern.ai/integrations/. - [Xero](https://www.getmodern.ai/integrations/xero/): ERP & accounting. Sync Xero invoices and contacts, and post matched payments straight back. - [QuickBooks](https://www.getmodern.ai/integrations/quickbooks/): ERP & accounting. Connect QuickBooks Online in minutes and start collecting the same week. - [NetSuite](https://www.getmodern.ai/integrations/netsuite/): ERP & accounting. Sync invoices, customers and payments both ways, so AR and the GL always match. - [SAP](https://www.getmodern.ai/integrations/sap/): ERP & accounting. Read open items from S/4HANA or ECC and post applied cash back automatically. - [Oracle](https://www.getmodern.ai/integrations/oracle/): ERP & accounting. Pull receivables from Oracle Fusion or EBS and write matched cash back. - [Microsoft Dynamics 365](https://www.getmodern.ai/integrations/microsoft-dynamics-365/): ERP & accounting. Keep Business Central and Finance in step with every reminder and payment. - [Sage](https://www.getmodern.ai/integrations/sage/): ERP & accounting. Sage Intacct and X3 invoices flow in. Matched payments flow back. - [Stripe](https://www.getmodern.ai/integrations/stripe/): Payments. Offer card and ACH on every invoice and reconcile payouts automatically. - [Plaid](https://www.getmodern.ai/integrations/plaid/): Payments. Verify customer bank accounts instantly for faster, lower-cost ACH. - [Chase](https://www.getmodern.ai/integrations/chase/): Banking. Read deposits and remittances from Chase to apply cash without keying. - [Salesforce](https://www.getmodern.ai/integrations/salesforce/): CRM & field service. Show account owners live AR status and log every touchpoint on the account. - [Kyriba](https://www.getmodern.ai/integrations/kyriba/): Treasury. Feed collected cash and expected receipts straight into your cash position. - [Outlook](https://www.getmodern.ai/integrations/outlook/): Communication. Send follow-ups from your own domain and keep every thread in one inbox. - [HubSpot](https://www.getmodern.ai/integrations/hubspot/): CRM & field service. Put live AR status on every HubSpot company and log each touchpoint. - [Wells Fargo](https://www.getmodern.ai/integrations/wells-fargo/): Banking. Pull deposits and remittance detail from Wells Fargo to match cash to invoices. - [Citi](https://www.getmodern.ai/integrations/citi/): Banking. Read receipts from Citi accounts and match them to open invoices automatically. - [PayPal](https://www.getmodern.ai/integrations/paypal/): Payments. Let customers pay with PayPal and reconcile each payment to its invoice. - [Gmail](https://www.getmodern.ai/integrations/gmail/): Communication. Send reminders from your Google Workspace mailbox and capture every reply. - [ServiceTitan](https://www.getmodern.ai/integrations/servicetitan/): CRM & field service. Read completed jobs and invoices from ServiceTitan and follow up until paid. - [Microsoft Teams](https://www.getmodern.ai/integrations/microsoft-teams/): Communication. Post approval requests and account updates to the Teams channels you use. - [Workday](https://www.getmodern.ai/integrations/workday/): HR & finance. Read customer invoices from Workday Financials and post applied cash back. ## Automation templates - [Accounts receivable automation templates](https://www.getmodern.ai/automations/accounts-receivable/): Ready-to-run AR automations: invoice reminders, promise to pay tracking, cash application and aged receivables reports for Xero, QuickBooks and NetSuite. - [Accounts payable automation templates](https://www.getmodern.ai/automations/accounts-payable/): Ready-to-run AP automations: bill capture from email, duplicate checks, PO matching and receipt chasing for Xero, QuickBooks and NetSuite. - [Reconciliation automation templates](https://www.getmodern.ai/automations/reconciliation/): Ready-to-run reconciliation automations: bank rec, intercompany, payment processor payouts and payroll journals for Xero, QuickBooks and NetSuite. - [Month-end close and reporting automation templates](https://www.getmodern.ai/automations/reporting-and-close/): Ready-to-run close automations: management packs, variance analysis, accruals, prepayments and allocation journals for Xero, QuickBooks and NetSuite. - [Payroll and HR automation templates](https://www.getmodern.ai/automations/payroll-and-hr/): Ready-to-run payroll automations: pay run checks, HiBob and BambooHR to Xero Payroll sync, leave reconciliation and new starter checks. - [Billing automation templates](https://www.getmodern.ai/automations/billing/): Ready-to-run billing automations: invoices from HubSpot and Salesforce deals, recurring and usage-based billing, and renewal alerts. - [Automate Xero bill entry from Gmail](https://www.getmodern.ai/automations/xero-bill-entry-from-gmail/): Reads every bill sent to accounts@, codes it, checks for duplicates and drafts it in Xero for your approval. - [Automate overdue invoice reminders in Xero](https://www.getmodern.ai/automations/chase-overdue-invoices/): Sends reminders at 1, 7 and 14 days overdue from your own inbox, reads replies and stops chasing as soon as the invoice is paid. - [Automate QuickBooks invoice due date reminders](https://www.getmodern.ai/automations/invoice-due-date-reminders/): Emails a friendly heads-up three days before each QuickBooks invoice is due, with the invoice and a payment link attached. - [Automate promise to pay tracking in NetSuite](https://www.getmodern.ai/automations/log-promises-to-pay/): Reads replies to your reminders, captures promise dates and disputes, and logs them against the right NetSuite invoice. - [Automate broken promise to pay follow-ups in Xero](https://www.getmodern.ai/automations/follow-up-broken-promises/): Checks Xero each morning for promised payments that did not arrive and drafts a follow-up from Outlook for your approval. - [Automate cash application in NetSuite](https://www.getmodern.ai/automations/match-payments-to-invoices/): Matches every incoming bank payment to open NetSuite invoices, including part payments, and records them once you approve. - [Automate remittance matching in QuickBooks](https://www.getmodern.ai/automations/match-remittance-advice/): Reads remittance emails and PDFs, works out which QuickBooks invoices a payment covers and applies it once you approve. - [Automate your Xero aged receivables report](https://www.getmodern.ai/automations/weekly-aged-receivables-report/): Every Monday, pulls aged receivables from Xero, explains what changed and posts a summary with the top overdue accounts to Slack. - [Automate a cash receipts forecast from Xero](https://www.getmodern.ai/automations/forecast-cash-receipts/): Predicts when each open Xero invoice will be paid from customer history and promises, and updates a 13-week forecast in Google Sheets. - [Automate Stripe payout reconciliation in QuickBooks](https://www.getmodern.ai/automations/match-stripe-payouts/): Breaks every Stripe payout into charges, fees and refunds, and drafts a matching deposit in QuickBooks for your approval. - [Automate credit notes in Xero from Salesforce](https://www.getmodern.ai/automations/raise-credit-notes/): When a credit is approved in Salesforce, drafts the credit note in Xero against the right invoice and allocates it once you approve. - [Automate duplicate bill checks in Xero](https://www.getmodern.ai/automations/flag-duplicate-bills/): Checks every new bill in Xero against past bills by supplier, number, amount and date, and flags likely duplicates in Slack. - [Automate three-way matching in NetSuite](https://www.getmodern.ai/automations/match-bills-to-purchase-orders/): Matches each NetSuite vendor bill to its PO and item receipt, and sends differences to the budget owner in Slack to approve. - [Automate supplier invoice replies with Xero](https://www.getmodern.ai/automations/acknowledge-supplier-invoices/): Replies to supplier invoices and payment queries in Outlook with the bill status and expected payment date from Xero. - [Automate missing receipt chasing in Xero](https://www.getmodern.ai/automations/chase-missing-receipts/): Finds card transactions in Xero with no receipt, emails the cardholder and attaches the reply to the right transaction. - [Automate new vendor setup in QuickBooks](https://www.getmodern.ai/automations/create-new-suppliers/): Reads supplier forms and W-9s from Gmail, checks for existing records and creates the vendor in QuickBooks once approved. - [Automate supplier bank detail change checks](https://www.getmodern.ai/automations/supplier-bank-detail-change-check/): Spots requests to change supplier bank details, checks them for fraud signals and holds the change until someone verifies it. - [Automate weekly payment run prep in Xero](https://www.getmodern.ai/automations/weekly-payment-run-prep/): Lists approved Xero bills that are due, checks for holds and duplicates and sends the proposed batch to Slack for approval. - [Automate bank reconciliation in NetSuite](https://www.getmodern.ai/automations/bank-reconciliation-matches/): Matches each bank transaction to NetSuite entries every morning, explains each match and leaves only true exceptions for review. - [Automate intercompany reconciliation in NetSuite](https://www.getmodern.ai/automations/intercompany-reconciliation/): Compares intercompany balances across every NetSuite subsidiary on working day 3, explains differences and builds the rec in Excel. - [Automate intercompany recharges in NetSuite](https://www.getmodern.ai/automations/intercompany-recharges/): Finds shared costs paid by one NetSuite subsidiary, applies your recharge rules and drafts matching intercompany invoices and bills. - [Automate Shopify payout reconciliation in Xero](https://www.getmodern.ai/automations/reconcile-shopify-payouts/): Breaks every Shopify payout into orders, fees, refunds and adjustments, and drafts entries in Xero that match the bank deposit. - [Automate payroll journal reconciliation in NetSuite](https://www.getmodern.ai/automations/reconcile-payroll-journal/): Compares each Workday payroll register with the NetSuite journal by department and account, and drafts corrections for approval. - [Automate unidentified deposit matching in Xero](https://www.getmodern.ai/automations/clear-unidentified-deposits/): Researches unmatched deposits using Xero invoices, remittances and emails, and proposes where each one belongs. - [Automate credit card reconciliation in QuickBooks](https://www.getmodern.ai/automations/credit-card-statement-matching/): Pulls card transactions through Plaid, matches them to QuickBooks expenses and receipts and ties the total to the statement. - [Automate your month-end management pack from Xero](https://www.getmodern.ai/automations/month-end-management-pack/): Pulls the P&L, balance sheet and cash flow from Xero, fills your Excel pack and drafts commentary for the finance lead to review. - [Automate variance analysis from NetSuite](https://www.getmodern.ai/automations/variance-analysis-commentary/): Compares NetSuite actuals with budget, finds the transactions behind each material variance and drafts the commentary in Excel. - [Automate overhead allocation journals in Sage](https://www.getmodern.ai/automations/overhead-allocation-journals/): Reads allocation drivers from Excel, splits shared overheads across departments and drafts the journals in Sage for approval. - [Automate accruals and prepayments in Xero](https://www.getmodern.ai/automations/accruals-and-prepayments/): Finds costs with no bill yet, proposes accruals, releases prepayments on schedule and drafts the journals in Xero for approval. - [Automate recurring journals in NetSuite](https://www.getmodern.ai/automations/recurring-journals/): Prepares depreciation, amortization and other recurring journals in NetSuite, checks the amounts and asks for approval in Slack. - [Automate purchase order cleanup in NetSuite](https://www.getmodern.ai/automations/purchase-order-hygiene-report/): Lists stale, unreceived and overbilled purchase orders in NetSuite, asks each owner in Slack and closes the ones they approve. - [Automate month-end close evidence from QuickBooks](https://www.getmodern.ai/automations/month-end-evidence-pack/): Gathers balance sheet recs, bank statements and supporting documents from QuickBooks into one Excel pack for review or audit. - [Automate answers to Xero questions in Slack](https://www.getmodern.ai/automations/ask-your-ledger/): Ask a question about your Xero numbers in Slack and get a plain-English answer with the transactions behind it. - [Automate payroll checks in Workday before approval](https://www.getmodern.ai/automations/payroll-check-before-approval/): Compares the draft Workday pay run with last month, flags unusual changes, starters and leavers, and posts findings to Slack. - [Automate HR to Xero Payroll sync](https://www.getmodern.ai/automations/sync-hr-to-xero-payroll/): Copies approved starters, leavers and pay changes from HiBob, BambooHR or Deel into Xero Payroll, and flags mismatches. - [Automate leave balance reconciliation in Xero](https://www.getmodern.ai/automations/reconcile-leave-balances/): Compares leave balances in Workday with Xero Payroll every two weeks, explains differences and proposes fixes. - [Automate new starter checks for Xero Payroll](https://www.getmodern.ai/automations/new-starter-checks/): Checks every new starter for missing tax details, bank details and pay settings before their first pay run, and chases the gaps. - [Automate QuickBooks invoices from HubSpot deals](https://www.getmodern.ai/automations/invoice-closed-hubspot-deals/): Turns each closed HubSpot deal into a draft QuickBooks invoice with the right customer, products, prices and terms. - [Automate recurring invoices in NetSuite from Salesforce](https://www.getmodern.ai/automations/recurring-invoices-from-contracts/): Reads active Salesforce contracts, works out what is due each period with uplifts and proration, and drafts invoices in NetSuite. - [Automate usage-based billing in Xero](https://www.getmodern.ai/automations/usage-based-billing/): Reads monthly usage from Google Sheets, applies each pricing tier and drafts invoices in Xero with the usage breakdown attached. - [Automate renewal and billing milestone alerts](https://www.getmodern.ai/automations/renewal-and-milestone-alerts/): Watches Salesforce for upcoming renewals, uplifts and billing milestones, and alerts finance and account owners in Slack. ## Replace your stack - [Chaser alternative](https://www.getmodern.ai/replace/chaser/): Credit control. Modern chases overdue invoices on your cadence, reads every reply, logs promises to pay and stops when you are paid. Compare Chaser pricing and features. - [Dext alternative](https://www.getmodern.ai/replace/dext/): Bill and receipt capture. Modern reads supplier bills from your inbox, drafts them in your ledger for approval and chases missing receipts. Compare Dext pricing with one automation. - [AutoEntry alternative](https://www.getmodern.ai/replace/autoentry/): Bill and bank statement capture. Modern drafts supplier bills from your inbox and matches card statement lines to receipts in your ledger, with approvals. Compare AutoEntry pricing here. - [ApprovalMax alternative](https://www.getmodern.ai/replace/approvalmax/): Bill approvals. Modern matches every bill to its purchase order, flags price and quantity gaps and routes it to the right approver. Compare ApprovalMax pricing with Modern. - [Float alternative](https://www.getmodern.ai/replace/float/): Cash flow forecasting. Modern forecasts cash receipts from open invoices and how each customer really pays, then sends the forecast every week. Compare Float pricing with Modern. - [Fathom alternative](https://www.getmodern.ai/replace/fathom/): Management reporting. Modern builds your month-end management pack from the ledger and writes variance commentary for review. Compare Fathom with one Modern automation. - [Spotlight Reporting alternative](https://www.getmodern.ai/replace/spotlight-reporting/): Management reporting. Modern builds your month-end management pack from the ledger, compares it to budget and sends it for review. Compare Spotlight Reporting pricing here. - [Syft Analytics alternative](https://www.getmodern.ai/replace/syft/): Reporting and analytics. Modern builds your month-end management pack and a weekly aged receivables report from the ledger, sent on schedule. Compare Syft Analytics pricing here. - [Satago alternative](https://www.getmodern.ai/replace/satago/): Credit control. Modern chases overdue invoices on your cadence, reads every reply and logs promises to pay for you. Compare Satago pricing with one Modern automation. - [Zapier alternative](https://www.getmodern.ai/replace/zapier/): Workflow automation. Modern runs finance workflows like invoicing closed HubSpot deals from a plain English instruction, with approvals. Compare Zapier pricing with Modern. - [Make alternative](https://www.getmodern.ai/replace/make/): Workflow automation. Modern runs finance workflows like invoicing closed HubSpot deals from a plain English instruction, with approvals. Compare Make pricing with Modern here. ## Compare - [Modern vs Tabs](https://www.getmodern.ai/compare/modern-vs-tabs/): Tabs sends the invoice. Modern collects on it. - [Modern vs Sequence](https://www.getmodern.ai/compare/modern-vs-sequence/): Sequence does billing. Modern brings in the cash. - [Modern vs Invoice Butler](https://www.getmodern.ai/compare/modern-vs-invoice-butler/): Your own AR platform, not an outsourced team. - [Modern vs HighRadius](https://www.getmodern.ai/compare/modern-vs-highradius/): Running in days, without a year of deployment. - [Modern vs Billtrust](https://www.getmodern.ai/compare/modern-vs-billtrust/): Collects the cash, at any invoice volume. - [Modern vs Esker](https://www.getmodern.ai/compare/modern-vs-esker/): Cash in days, not after an 18-month rollout. - [Modern vs Tesorio](https://www.getmodern.ai/compare/modern-vs-tesorio/): Does the work a forecast only predicts. - [Modern vs VersaPay](https://www.getmodern.ai/compare/modern-vs-versapay/): Any payment rail, no buyer network needed. ## Company - [Partnerships](https://www.getmodern.ai/partnerships/): Co-sell, refer, embed or white-label Modern on pre-agreed partner pricing. - [Get a demo](https://www.getmodern.ai/get-a-demo/): Walk through your receivables with the Modern team. ## Legal - [Privacy](https://www.getmodern.ai/privacy/): Privacy policy. - [Terms](https://www.getmodern.ai/terms/): Terms of service.